Check Payments, Direct Bank Transfer (BACS) and Cash on Delivery in WooCommerce

Check Payments, Direct Bank Transfer (BACS) and Cash on Delivery in WooCommerce

WooCommerce offers some payment gateway that doesn’t require to be made online. Check Payment, Direct Bank Transfer or Bank Account Clearing System (BACS), Cash on Delivery are that type of Payment gateway. You can set up the check payments in the early stage of building your store.

Orders using Check Payments, Direct Bank Transfer and Cash on Delivery are set On Hold until payment clears outside of WooCommerce.

As the store owner, you should confirm that payments have cleared bank accounts before processing orders in WooCommerce.

Setup and Configuration of Check Payments

Check payments

To set up,

→ Go to WooCommerce > Settings > Payments.

‘Payments’ formerly called ‘Checkout’ prior to WooCommerce 3.4 version.

→ Put tick mark on the check box to Enable Check Payments. Choose Check from the drop down menu of Title.

→ Select Set Up to enter the Check Payment settings.Check payment setup

→ Configure the following options:

  • Enable Check Payments – Enable to use it or Disable to turn off.
  • Title – displayed on the checkout page as a payment gateway option.
  • Description – In description, the description is displayed when your customer selects this payment option on the checkout page.
  • Instructions – display how to pay by Check.

→ Now Save the changes.

Setup and Configuration of Direct Bank Transfer

For setting it up,

→ Go to WooCommerce > Settings > Payments.

→ Choose Direct Bank Transfer from the drop down menu of Title.

→ Select Set Up to enter the Direct Bank Transfer settings.

Direct Bank Transfer

→ Configure your following options:

  • Enable Direct Bank Transfer – Enable to use it or Disable to turn off.
  • Title – displayed on the checkout page as a payment gateway option.
  • Description – In description, the description is displayed when your customer selects this payment option on the direct bank transfer.
  • Instructions – Display how to pay by your bank account.
  • Account Details –  Enter the details of the account you wish to display on the storefront. The options are: Account Name, Account Number, Bank Name, Sort Code, IBAN and BIC/Swift.

→ Now Save the changes.

Setup and Configuration of Cash on Delivery

To set up,

→ Go to WooCommerce > Settings > Payments.

→ Choose Cash on Delivery from the drop down menu of Title.

→ Select Set Up to enter the Cash on Delivery settings.

Cash on delivery set up

→ Configure your following settings:

  • Enable Cash On Delivery – Enable to use it or Disable to turn off.
  • Title – displayed on the checkout page as a payment gateway option.
  • Description – In description, the description is displayed when your customer selects this payment option on the cash on delivery.
  • Instructions – Display how to pay by cash on delivery.
  • You can see two additional options in Cash on Delivery that you have not seen in Direct Bank Transfer and Check Payment.

First one is ‘Enable for shipping methods’. By using this option you can set Cash on Delivery only on certain specific shipping methods.

When you click on the text box, you can see three options in a drop down. By default, they are: Flat Rate, Local Pickup and Free Shipping.

Enable shipping for cash on delivery

You can add one by one from the drop-down or you can remove any options by clicking the ‘x’ sign next to each option.

Choose shipping for COD

  • You can also enable Cash on Delivery for virtual orders, where a service is rendered in person.

Enable COD for virtual products

→ Now Save the changes.

You may also like: Core Payment in WooCommerce with PayPal Standard.

Related Article: Core Payment Options.

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